Terms and Conditions

Our goal at Valuentum is to offer members investment research, analysis and education that is as conflict-free as possible. Independence and integrity remain our core. As a publisher, Valuentum is not a money manager, is not a registered investment advisor, and does not offer brokerage or investment banking services. Valuentum has not received any compensation from companies highlighted on this website. Valuentum, its employees, and independent contractors may have long, short or derivative positions in the securities mentioned on this website.

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Services and Fees

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Limitations on Use of the Site

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Limitation of Liability and Indemnity

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The User expressly agrees that the downloading of any material form the Site, including but not limited to newsletters, is at the User’s own risk. Neither the Siteowner nor any other party involved in creating, producing or delivering the Site, including SubHub Limited, is liable for any direct, incidental, special, consequential, indirect or punitive damages resulting from the User downloading material from the Site or any linked site, including but not limited to, damages for loss of profits, use, data or other intangible property including legal costs and expenses, even if the Siteowner has been advised of the possibility of such damages.

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The Siteowner has no obligation to maintain or update the calculations of the performance of simulated portfolios found in any publication, newsletter, or format, or continue to calculate the performance of such simulated portfolios or ideas found in any publication, newsletter, or format. Neither the Siteowner nor any other party involved in creating, producing or delivering the newsletters and simulated portfolios in newsletters is liable for any damages, including legal costs and expenses, resulting from the calculations of the performance of the simulated portfolios. Performance of the simulated portfolios on the Site, or in the newsletters has not been externally audited, and while every effort has been made to ensure the accuracy of such calculations, no warranties or guarantees can be extended. Past simulated performance is not a guarantee of future results, and actual results may differ from simulated performance information provided. All investments involve a degree of risk, including the risk of loss.

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Indemnity

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Consequences of Breach of these Terms

In the event that the Siteowner or SubHub Limited considers or determines, in their complete discretion, that the User has breached, violated or contravened the Agreement or has otherwise demonstrated inappropriate conduct in the use of the Site or the content or services they reserve the absolute right to: (a) warn the User that they have violated the Agreement and ask the User to discontinue such conduct; (b) discontinue the User’s membership of the site and/or any other related services, including Paid-for Content; and (c) take measures (including terminating, suspending or restricting the User’s use of the Site) to prevent the User from using the Site or linking to the Site.

Third Parties

The provisions of the Contracts (Rights of Third Parties) Act 1999 shall not apply to this Agreement, except in relation to the rights of SubHub Limited.

Valuentum may utilize third-party websites that include social media websites, blogs or other interactive content. Information provided by Valuentum on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice or a recommendation of any investment product or security. Information contained in any social-media posts by Valuentum has been obtained from sources believed to be reliable, but not guaranteed. No warranty or guarantee may be created or extended by sales or promotional materials on social media websites, blogs, other interactive content, or by any other means (including, but not limited to, email).

Proper Law and Jurisdiction

This Agreement and all matters arising from it shall be governed by and construed according to the laws of the State of Illinois without subject to its conflict of law provisions and shall be subject to the jurisdiction of the courts of the State of Illinois.

Entire Agreement

This Agreement supersedes all prior agreements, arrangements and undertakings and constitutes the entire agreement relating to the subject matter of this Agreement. The User confirms that they have not entered into this Agreement on the basis of any representation that is not expressly incorporated into this Agreement.

Standard Disclaimer

The information contained on this website is not represented or warranted to be accurate, correct, complete, or timely. This website is for informational purposes only, and any content on it or downloaded from it, including but not limited to the Nelson Exclusive and High Yield Dividend Newsletter, should not be considered a solicitation to buy or sell any security. No warranty or guarantee may be created or extended by sales or promotional materials, whether by email or in any other format. The securities or strategies mentioned on this website may not be suitable for all types of investors. The information contained on this website does not constitute any advice, especially on the tax consequences of making any particular investment decision. The material on this website is not intended for any specific type of investor and does not take into account an investor's particular investment objectives, financial situation or needs. Information and content on this website is not intended as a recommendation of any securities highlighted or any particular investment strategy. Before acting on any information found on this website or downloaded from this website, readers should consider whether such information or any investment idea is suitable for their particular circumstances, perform their own due diligence, and if necessary, seek professional advice from a personal financial advisor.

The sources of the data used on this website are believed by Valuentum to be reliable, but the data’s accuracy, completeness or interpretation cannot be guaranteed. Assumptions, opinions, and estimates are based on Valuentum's judgment as of the date of the published articles and/or content and are subject to change without notice. Valuentum is not responsible for any errors or omissions or for results obtained from the use of this report and accepts no liability for how readers may choose to utilize the content. In no event shall Valuentum be liable to any party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income or lost profits and opportunity costs) in connection with any use of the information contained on this website. Investors should consider content on this website as only a single factor in making their investment decision.

Valuentum is not a money manager, is not a registered investment advisor, and does not offer brokerage or investment banking services. Valuentum has not received any compensation from any company or companies highlighted on this website. Valuentum, its employees, independent contractors and affiliates may have long, short or derivative positions in the securities mentioned on this website. Information and data in Valuentum’s valuation models and analysis may not capture all subjective, qualitative influences such as changes in management, business and political trends, or legal and regulatory developments. Redistribution of any content on this website is prohibited without written permission. Readers should be aware that information in the works on this website may have changed between when the works were written or created and when they are read. There is risk of substantial loss associated with investing in financial instruments.

Valuentum's company-specific forecasts used in its discounted cash flow model are rules-based. These rules reflect the experience and opinions of Valuentum's analyst team. Historical data used in Valuentum's valuation model is provided by Xignite and from other publicly available sources including annual and quarterly regulatory filings. Stock price and volume data is provided by Xignite. No warranty is made regarding the accuracy of any data or any opinions. Valuentum's valuation model is based on sound academic principles, and other forecasts in the model such as inflation and the equity risk premium are based on long-term averages. The Valuentum proprietary automated text-generation system creates text that will vary by company and may often change for the same company upon subsequent updates.

Valuentum uses its own proprietary stock investment style and industry classification systems. Peer companies are selected based on the opinions of the Valuentum analyst team. Research reports and data are updated periodically, though Valuentum assumes no obligation to update its reports, opinions, or data following publication in any form or format. Performance assessment of Valuentum metrics, including the Valuentum Buying Index, is ongoing, and we intend to update investors periodically, though Valuentum assumes no obligation to do so. Not all information is available on all companies. There may be a lag before reports and data are updated for stock splits and stock dividends.

The Best Ideas Newsletter portfolio, the Dividend Growth Newsletter portfolio, and the High Yield Dividend Newsletter portfolio are not real money portfolios. Any performance, including that in the Valuentum Exclusive publication or on the Site, is hypothetical and does not represent actual trading. Past performance is not a guarantee of future results, and actual results may differ from simulated performance being presented on this website. Valuentum is an investment research publishing company. For general information about Valuentum's products and services, please contact us at info@valuentum.com.

Required Disclaimer

Options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the options markets. Don’t trade with money you can’t afford to lose. This email/website is neither a solicitation nor an offer to buy or sell options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.

These results are based on hypothetical or simulated performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Hypothetical or simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

Be sure to read the OCC’s Characteristics and Risks of Standardized Options here to learn more about options trading.

Changes to the Terms & Conditions

Your use of the Site constitutes your acceptance of the Terms & Conditions (User Agreement) contained herein. The Siteowner reserves the right to change the Terms & Conditions at any time. By using the Site and/or the Free and Paid-for Content, including newsletters downloaded from the Site, after Valuentum has updated the Terms & Conditions or Privacy Policy, you are agreeing to the updated terms. If you do not agree with any of the updated terms, you must stop using the Site and the Free and Paid-for Content, and cancel your Membership (see here for information on how to cancel your Membership).

Updated November 1, 2017, amended April 13, 2020, amended October 28, 2020, amended May 31, 2021